As we veneture into this brave new world, we must ask ourselves: Is AI a harbinger of doom for the traditional financial landscape, or is it a powerful tool that promises unprecedented productivity gains? In this session, we will review:

1. AI in payments
2. The fear of the unknown
3. The promise of productivity
4. Striking the right balance
5. Incorporating the "human touch"

PANEL DISCUSSION:
Kevin Miyamoto, Co-Founder & COO, Identifee
Angela Murphy, Ph.D., VP of Business Development, Photon Commerce
Reed Luhtanen, Executive Director, U.S. Faster Payments Council

A FedNow Update "It's Live"

An update on FedNow and an easy roadmap on how to participate.

Steven Jung, Vice President-Regional Sales Director, Federal Reserve Bank of Chicago

Winning with Real-Time Payments: Technology and Strategy

Real-time payments have emerged as a game-changer in the financial industry, transforming how businesses and consumers conduct transactions. This conference session aims to delve into the dynamic world of real-time payments, exploring their impact, challenges, and opportunities. Participants will gain valuable insights into the latest trends, technologies, and strategies driving the real-time payments revolution. Join us as we uncover the potential of real-time payments and discuss their implications for businesses, banking institutions, and the broader economy.

Break

Digital Enablement: A Payments Imperative

Ease of use and convenience more than ever are the driving force behind consumers’ choices across a growing variety of available payment options. Enabling fast, automated, digital, and mobile capabilities are imperative to maintain and grow your organization’s payment rails as the most convenient and most selected way to pay and get paid. This session will cover payment trends and developments that are here to stay after the pandemic; ways to unlock digital and mobile enablement within your organization; and a framework for considering newer payment options.

Break

Fintech: Friend or Foe?

Fintechs are known for their innovative ways of approaching the market and making banking more accessible to End Users, but underneath their innovation requires an agile banking partner’s support. In this session, Michael Fennell, VP, Business Development Officer, and David Staten, Client Development Associate from Evolve Bank & Trust’s Open Banking division, will discuss how Fintech relationships can be both beneficial to traditional banks (“Friends”) or become a “Foe” if unprepared.

Michael Fennell, VP, Business Development Officer, Evolve Bank & Trust

David Staten, Client Development Associate, Evolve Bank & Trust

Lunch

Crypto's Not Dead (It May Not Even Be Sick)

With coin prices down from their previous peaks and regulators portraying it as a financial pariah, it might be easy to file crypto in your Things to Worry About Later folder. But don’t be fooled: Banks and credit unions that ignore digital currency do so at their own peril. This session will cover recent developments in the crypto industry, including resilient prices, blockchain’s acceptance as a behind-the-scenes medium for cross-border payments, and the brewing battle over regulation of digital assets.

Break

Spoiled for Choice: How Consumers Pay

We all talk about Zelle, Venmo, PayPal, Square and the rise of fintech use by consumers, but what do we really know about consumer choice for payments? Is cash still relevant? Has electronic bill pay replaced paper checks? Learn with data from the 2022 Survey and Diary of Consumer Payment Choice.

Closing Remarks