AAP Testing Center - Professional Development                

Become a leader and authority in the electronic payments field! Increase your worth and marketability while your organization benefits from your knowledge!

Since its inception in 1993, the AAP Program has recognized 4,000+ ACH professionals. As an AAP, you will be joining this elite group of highly-skilled professionals who are recognized for their electronic payments expertise and who have a strong competitive edge. As an AAP you are recognized throughout the payments industry as a subject matter expert.

“Examiners view having AAPs on staff as extremely important. AAP is the one certification that regulators view as the payments industry standard for accreditation and ongoing education.”

Tony DaSilva, AAP, CISA
Supervision & Regulation,

Federal Reserve Bank of Atlanta

Prepare for AAP Exam in October. (Select a test date to take the exam from October 9 - 28, 2017.)

We are standing by to help build customized training to suit your learning style and your budget. Please do not hesitate to give us a call to discuss your options. You may also be interested in finding an AAP Buddy to assist in the preparation process.

Plan Your Study Course

SFE's AAP Summer Study Program was designed with the student in mind.  This program offers comprehensive knowledge to help you prepare for the AAP exam while providing you with an interactive experience and a valuable support system outside the classroom.

The AAP Exam is offered during the testing window Monday, October 9 – Saturday, October 28.  This study program is designed for those planning to take the exam this year.  However, attendees can follow the study program for future year testing if desired.

2017 In-Person Workshops

What's New in Payments 2017

8:30 AM to 12:00 PM

February 7   - Dyersburg, TN
February 8   - Hattiesburg, MS
February 8   - Jonesboro, AR
February 9   - Mobile, AL
February 14 - Baton Rouge, LA
February 14 - Jackson, TN
February 15 - Bartlett, TN
February 15 - New Orleans, LA
February 16 - Lafayette, LA
February 22 - Grenada, MS
February 22 - Tupelo, MS
February 23 - Ridgeland, MS

ACH Fundamentals

8:30 AM - 12:00 PM

March 7 - Bartlett, TN
March 7 - Crowley, LA
March 8 - Baton Rouge, LA
March 8 - Ridgeland, MS
March 9 - Mobile, AL

Advanced ACH Rules Workshop

9:00 AM to 3:30 PM

May 9   - Baton Rouge, LA
May 10 - Bartlett, TN
May 11 - Ridgeland, MS

AAP Exam Review

8:30 AM to 12:00 PM

August 17     - Ridgeland, MS
September 6 - Baton Rouge, LA
September 7 - Bartlett, TN

To register for one of these classes, click on "Education" above. 

SFE's AAP Summer Study Program

SFE's 2017 AAP Summer Study Program will provide additional resources for you to employ in studying for the exam. An interactive program has been developed utilizing an SFE Workbook, reading assignments, quizzes and monthly conference calls. In addition, an Accredited ACH Professional from the SFE staff will be available for email and telephone support.

More information to come!

Suggested AAP Study Publications

(Each publication is individually priced)

2017 NACHA Operating Rules & Guidelines


AAP Flashcards

The ACH Compliance Manual

ACH Product Marketing Handbook for FIs

Revised Uniform Commercial Code Article 4A and the ACH System

AAP Test Preparation Package*


Current NACHA Rules Book

ACH Compliance Manual

ACH Risk Management Guide,

ACH Marketing Handbook

UCC-4A and the ACH Network

AAP Continuing Education Credits

An AAP must earn 60 hours of Continuing Education, with no more than 20 hours earned in any one year, during the five year accreditation period. AAPs also have an option to retest during the fourth or fifth year if the Continuing Education requirements are not met.

  • Filing Deadline Date: March 31st (for prior year)
  • Late Filing Deadline - April 30th (late fee applies)
  • Contact Southern Financial Exchange to request a paper form.  Call (800) 626-4733 Ext. 1 or email tricia@sfe.org
  • AAP Continuing Education Guidelines